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Schedule of Fees

ACCESS SERVICES

ServiceFee
Online Bill PayNo Charge

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ATM/DEBIT CARD SERVICES

ATM and Debit Card Services Table of Fees
ServiceFee
NASA Federal Cards at ATMs* 
    Transactions at CO-OP ATMs/KiosksNo Charge
    Transactions at Non-NASA Federal ATMs 
        Platinum RewardsNo Charge*
        Gold/Silver Rewards6 No Charge/month, $1.00 each thereafter**
        Bronze Rewards3 No Charge/month, $1.00 each thereafter**
Replacement Card 
    Platinum RewardsNo Charge
    Gold/Silver/Bronze Rewards
$5.00
    Rush Card - 2 day priority (by 10:30 a.m.)$36.00
    Rush Card - 2 day standard (anytime)
$30.00
Foreign Transaction Fee 1% of transaction amount

*Excludes NASA Federal Credit Cards.

**Non-NASA Federal ATM locations may surcharge.

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BILL PAY SERVICES

Bill Pay Services Table of Fees
ServiceFee
Charitable Donations$1.99
Gift Pay$2.99
Online Bill Pay Check Copy$10.00

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CHECKING/MONEY MARKET SERVICES

Checking Accounts Table of Fees
ServiceFee
Everyday Checking$8.00/month*
Premium Checking$7.00/month
Elite Checking$10.00/month
Premier Advantage Money Market Account (PAMMA)$10.00/month**

*This fee will be waived when you maintain an average daily balance of $200 or have a direct deposit of at least $500 per month. 

**A $10 fee is assessed at the end of the month if the average daily balance for that month is below $10,000.

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CHECKING SERVICES

View a full list of fees for checking services
ServiceFee
Copy of Check$2.00/item, No Charge in Online Banking
Courtesy Pay (Paid NSF) Check/ACH/Bill Pay Payment$32.00/item1
Non-Sufficient Funds (NSF) Check/ACH/ATM Card/Bill Pay Payment$32.00/item
Account Guardian (Paid NSF) - VISA Debit Card Only$32.00/item2
Overdraft Line of Credit (CashLine)No Charge3
Overdraft Transfers from SharesNo Charge4
Starter Checks (8 checks)$6.00
Check PrintingFees vary
Stop Payment (Check/ACH/Bill Pay Payment/Money Order) 
    Platinum RewardsNo Charge
    Gold/Silver/Bronze Rewards$20.00/item
    More than 2 within 3 months$32.00/item

1Negative balance cannot exceed $500 including fees. Fee applies to overdrafts created by check, in-person withdrawal, or other electronic means. The Credit Union is not obligated to pay any order presented against your account if the available balance in the account is insufficient or uncollected. Overdrafts must be repaid within 30 days of occurrence. Fee will be reflected as “Courtesy Pay Fee” on account statement.

2Requires Courtesy Pay in order to opt-in to Account Guardian. Account Guardian fee applies to overdrafts created by VISA debit card transactions. Fee will be reflected as “Guardian Item” on account statement.

3Application and approval required. Loan terms apply.

4The Credit Union limits the number of preauthorized or automatic withdrawals or transfers on your share accounts to 6 per month.

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CREDIT CARD SERVICES

View a full list of fees for credit card services
ServiceFee
Annual FeeRefer to Card Agreement
Foreign Transaction FeeNone
Replacement Card 
    Platinum RewardsNo Charge
    Gold/Silver/Bronze Rewards$5.00
    Rush Card - 2 day priority (by 10:30 a.m.)$36.00
    Rush Card - 2 day standard (anytime)$30.00
Skip-A-Payment*$25.00
Stop Payment of Balance Transfer Check$20.00
 Return Payment$32.00 
 Cash Advance Fee 3%

*Limit of one Skip-A-Payment per loan per 6-month period.

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CREDIT UNION SERVICES

Credit Union Services Table of Fees
ServiceFee
Account Reconciliation Assistance$25.00/hour
Cashier's Check 
    Platinum/Gold RewardsNo Charge
    Silver/Bronze Rewards$6.00 each
Document Copy$2.00/item
Inactive Account*$5.00/month
IRA and HSA Closing$35.00
Legal Counsel Review (actual cost)$25.00 minimum
Levy/Garnishment Attachments$75.00
Missing/Bad Address$5.00/quarter
Money Order
$2.00
Notary Service 
    Platinum/Gold RewardsNo Charge
    Silver/Bronze Rewards$1.00
Research$25.00/hour
Statement Reprint$3.00/month (No Charge online with eStatements)
Tag/Title Processing$27.00
UPS Delivery (Mon. - Fri.)Varies
Verification of Deposit 
    Platinum Rewards
No Charge
    Gold/Silver/Bronze Rewards
$10.00
Verification of Mortgage 
    Platinum Rewards
No Charge
    Gold/Silver/Bronze Rewards$10.00
Wire Transfer: IncomingNo Charge
Wire Transfer: Outgoing (Domestic)$15.00
Wire Transfer: Outgoing (Foreign)$60.00

*Members aged 21 or older with Savings only or Savings/Checking only with combined balance of $200.00 or less and no deposits or withdrawals for 12 consecutive months.

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LOAN SERVICES

Loan Services Table of Fees
ServiceFee
Certificate of SatisfactionVaries by county
Late Loan PaymentBy state and/or loan type
Returned Loan PaymentBy state and/or loan type
Skip-A-Payment*$25.00

*Limit one Skip-A-Payment per loan per 6-month period; excludes mortgage, home equity, business and Certificate secured loans and lines of credit.

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SAFE DEPOSIT BOX SERVICES

View a full list of fees for safe deposit box services
SizeFee
3" x 5"$30.00/year
5" x 5"$40.00/year
3" x 10"$50.00/year
5" x 10"$75.00/year
10" x 10"$145.00/year

Safe Deposit Boxes are only available at the Greenbelt, Columbia and Collington Center branch offices only.

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