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IRAs for a Brighter Financial Future

IRAs

Before you launch into retirement, make sure you prepare a safe landing. It’s never too early to start investing – and Individual Retirement Accounts (IRAs) are a great way to save. But, which account is right for you? View our options below.

Traditional IRAs

Traditional IRA

It’s never too early to start investing – and an Individual Retirement Account (IRA) is a great way to save.
Start today!

ROTH IRAs

Roth IRA

With a ROTH Individual Retirement Account (IRA), you can pay taxes on your contributions now and enjoy tax-free withdrawals after retirement.
Open today!


SEP Accounts

SEP Accounts

A Simplified Employee Pension (SEP) could be the best for retirement savings if you're self-employed or work for an employer who participates.
Contact us today to open.

Deciding Between Traditional & Roth IRAs

Both IRA options offer a diversified savings approach with a strategy to combat market volatility, but which is right for you? View the details of each and compare below.

Traditional IRARoth IRA

This option is best for:

  • Members who expect to be in the same or lower tax bracket when taking withdrawals.
  • Members who are eligible to deduct their contribution.

This option is best for:

  • Members who expect to be in a higher tax bracket when taking withdrawals.
  • Members who do not need a deduction on their taxes now.

When do I pay taxes?

  • Enjoy tax-deferred grwoth now and pay taxes on withdrawals after retirement.

When do I pay taxes?

  • Pay taxes on your contributions now and enjoy tax-free withdrawals after retirement.

When can I contribute?

  • Contributions are allowed up to the limit when earning income.

When can I contribute?

  • Contributions are allowed up to the limit when earning income.

Select to Apply Now

Select to Apply Now


Not a NASA Federal member? See if you're eligible. 

Need help deciding? Give us a call at 1-888-NASA-FCU (627-2328) and we'll help you make the right choice for your future - and your budget.

Want longer term predictable growth? An IRA Certificate can provide a clear path for your future.

IRA Certificate

Secure a great rate and watch your retirement savings grow with the tax-advantaged option that works best for you.1

  • Lock in a competitive rate
  • Enjoy predictable growth for a secure future
  • Save for retirement

 

Ready to open your IRA? You can open an account right now!

Select to Apply Now

Not a NASA Federal member? See if you're eligible. 

 

1Please consult a tax advisor

Investment Services

Looking for More Retirement Solutions?

Visit our Investment Services portal to view all of our retirement products, services, and resources available to you as a NASA Federal member. 

  1. Personal Banking
  2. Checking & Savings
  3. IRAs
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Confidential information such as account numbers and social security numbers should not be sent by email for security reasons. Instead, please contact us directly at 1-888-NASA-FCU, send us a secure message through Online Banking or Mobile Banking, or visit your nearest branch.

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